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Find out what's going on at HRAC.
Friday, 05 March 2010 Kirwan Institute Publishes Article on Subprime Lending in Cleveland
The Ohio State University's Kirwan Institute for the Study of Race and Ethnicity, as part of the Future of Fair Housing Project, publishes article by the Housing Center's Jeffrey Dillman on Subprime Lending in the City of Cleveland and Cuyahoga County.
Access the full article: Subprime Lending in the City of Cleveland and Cuyahoga County - 2010 (http://www.thehousingcenter.org/Files/Download-document/99-Subprime-Lending-in-the-City-of-Cleveland-and-Cuyahoga-County-2010.html)
Read more about Kirwan Institute's Future of Fair Housing Project. (http://kirwaninstitute.org/research/projects/future-of-fair-housing.php)
Tuesday, 22 December 2009 Racial & Ethnic Disparities Remain in Ohio Mortgage Lending
African Americans and Hispanics Face More Loan Denials and Receive More High-Cost Loans
Cleveland Region Shows Greatest Disparities in Subprime Lending.
Wednesday, 23 September 2009 Housing Center Testifies on Payday Lending Reform in Ohio House
Housing Center Executive Director, Jeffrey Dillman, testifies in favor of Payday Lending Reform before the Financial Institutions, Real Estate, and Securities Committee on September 23, 2009.
Read the full testimony here (http://www.thehousingcenter.org/Files/Download-document/87-Jeffrey-Dillman-s-Testimony-on-Payday-Lending-Reform.html).
Tuesday, 28 July 2009 Housing Center Sues K&D Group, Stonebridge Apartments & Condos
The Housing Center filed a civil rights lawsuit in federal court against the K&D Group, Inc., and others involved in the design and construction of the Stonebridge apartments and condominiums. The lawsuit, filed in the United States District Court, Northern District of Ohio, alleges that the defendants violates federal and state accessibility laws in designing and building the massive upscale residential and commercial development, located on the west bank of the Cuyahoga River in downtown Cleveland. In addition to the K&D Group, the lawsuit names Stonebridge Builing & Design, Inc., Stonebridge Waterfront, Inc., and Berardi + Partners, Inc., the architects for the project, as defendants.
Jeffrey D. Dillman,
Executive Director of the Housing Center, stated, “Accessible housing is an
essential means of ensuring that people with disabilities are able to fully
participate in community life. By
failing to design and construct these buildings in compliance with the law,
K&D Group and the other defendants have just as effectively excluded people
using wheelchairs and other mobility aids as if they had posted a sign saying
‘No Disabled People Allowed.’”
Investigations by the
Housing
Center and the Ohio Civil
Rights Commission (OCRC) revealed numerous and substantial violations of the
federal Fair Housing Act and the Ohio Revised Code at each of the apartment and
condominium buildings constructed or under construction at Stonebridge. Stonebridge is the largest single residential
project in Cleveland in 97 years, with more than 2,000
residential units planned. In February,
the Ohio Civil Rights Commission found probable cause that the defendants had
violated Ohio civil rights laws in building the
housing complex based on a complaint filed by the Housing Center.
The lawsuit states that the
units at Stonebridge have steps, inaccessible bathrooms and kitchens,
passageways and doors that are too narrow for wheelchairs, light switches and
electrical outlets beyond the reach of wheelchair users, as well as other
features that prevent people with mobility impairments from using and accessing
the residential units. In addition,
Defendants constructed common restrooms and recreational facilities in such a
way as to make them inaccessible to wheelchair
users.
The complaint further
states that Defendants have engaged in a continuous pattern and practice of
discrimination against people with disabilities in violation of the federal Fair
Housing Act and the Ohio Revised Code by designing and constructing multi-family
housing in such a manner as to deny people with disabilities full access to and
the use of these facilities. The lawsuit
seeks a court order requiring the defendants to modify the buildings to bring
them into compliance with federal and state laws and prohibiting future
discrimination by the defendants, as well as monetary damages to compensate
victims. It also asks the court to order
the defendants to stop construction on the building that is not completed until
they can show plans to bring it into compliance with the
law.
The Housing Center is represented in the case by Relman &
Dane, a civil rights law firm based in Washington, D.C., with an
office in Perrysburg, Ohio, and Cooper & Walinski, an Ohio-based firm with
offices in Cleveland and Toledo.
Cooper & Walinski
Attorney Diane Citrino, one of the Housing Center’s attorneys, stated: “New housing in Cleveland is exciting and
needed, but it must welcome all of our residents, including those who are
disabled.”
According to 2007 data from
the U.S. Census Bureau, there were 202,749 individuals in Cuyahoga County with a disability, including 16,252
between the ages of 5 and 15, 111,947 aged 16-64, and 74,550 aged 65 and
over. These numbers are expected to
increase as the population ages, as wounded veterans return from
Iraq and Afghanistan, and
as medical care allows people with disabilities to live longer and fuller
lives.
Federal law prohibits
discrimination in the rental or sale of housing, and in the mortgage lending and
homeowners insurance markets, based on race, color, religion, national origin,
sex, familial status, and handicap. In
addition, Ohio
law prohibits discrimination based on ancestry and military status. Among other things, federal and state law
requires that new multifamily housing developments be designed and constructed
with basic accessibility features, including usable doors, kitchens, and
bathrooms, reinforced walls for grab bars, and accessible and usable public and
common use areas.
Access the Press Release (http://www.thehousingcenter.org/Files/Download-document/84-Housing-Center-Sues-KD-Group-Stonebridge-Apartments-Condos.html)
Access the Complaint (http://www.thehousingcenter.org/Files/Download-document/85-Housing-Center-v-KD-Group-Complaint.html)
Monday, 27 July 2009 Racial & Ethnic Disparities Found in Medina County Mortgage Lending
African Americans in Medina
County are denied
mortgage loans more often than whites and, when they obtain loans, are more
likely to receive high-cost subprime loans than whites, a new study of mortgage
lending reveals. The study also found
that Hispanics are also denied mortgage loans more often than whites.
Read the full press release: Medina County Community Lending Factbook Press Release: October 2009 (http://www.thehousingcenter.org/Files/Download-document/89-Medina-County-Community-Lending-Factbook-Press-Release-October-2009.html).
Read the full report: Medina County Community Lending Factbook: October 2009 (http://www.thehousingcenter.org/Files/Download-document/88-Medina-County-Community-Lending-Factbook-October-2009.html).
Thursday, 23 April 2009 Housing Discrimination Complaints Reach 19-year High in Northeast Ohio Complaints of housing discrimination in Northeast Ohio reached their highest level in 19 years in
2008, with 254 filed – more than twice as many as in 2007.
Monday, 09 March 2009 Payday Lenders Operating in 81 Ohio Counties, Charging Up to 680% Interest
Payday lenders have avoided the 28% rate cap set out in the 2008 legislation by obtaining licenses to make loans under other Ohio Laws. Lenders now operate 1,020 stores statewide.
Read the full Press Release (http://www.thehousingcenter.org/Files/Download-document/65-The-New-Face-of-Payday-Lending-in-Ohio-March-2009.html)
Read the full report: The New Face of Payday Lending in Ohio (http://www.thehousingcenter.org/Files/Download-document/68-The-New-Face-of-Payday-Lending-in-Ohio-March-2009.html)
Monday, 02 February 2009 Housing Center Finds Persisting Racial and Ethnic Disparities in Ohio Mortgage Lending
African Americans and Hispanics Face More Loan Denials and Receive Higher Interest Rates than whites.
Cleveland Region Worst in State for Subprime Lending Disparities
Read the full Press Release (http://www.thehousingcenter.org/Files/Download-document/62-Persisting-Racial-Ethnic-Disparities-in-Ohio-Mortgage-Lending-February-2009.html)
Read the full report: Persisting Racial & Ethnic Disparities in Ohio Mortgage Lending (http://www.thehousingcenter.org/Files/Download-document/61-Persisting-Racial-Ethnic-Disparities-in-Ohio-Mortgage-Lending-February-2009.html)
Tuesday, 11 November 2008 Fair Housing Group Finds Widespread Discrimination in Internet Ads Files 53 Complaints Alleging Preferences Based on Familial Status, Race, and Other Grounds
Thursday, 09 October 2008 Racial Bias Still Barrier for Mortgage Applicants
The specter of racial prejudice continues to haunt Lorain County, as a new study by a Cleveland housing research organization shows that blacks and Hispanics are denied mortgages in the county at a higher rate than whites.
Thursday, 09 October 2008 Housing Crisis Hits Minorities
The housing and subprime-mortgage crisis stands to cost minority homeowners 40 percent more of their wealth than white homeowners in similar circumstances, an advocacy group says.
Tuesday, 30 September 2008 No to legal loan sharks
Now that the Ohio House has - at long last - taken steps to rein in legalized loan-sharking, state senators should ignore pressure and protests from those who profiteer from the poor and act quickly to endorse payday-lending restrictions.
House Bill 545, passed by a bipartisan 68-26 vote, would cap annual interest on payday loans at 28 percent. Currently, interest and fees can run as high as an annual rate of 391 percent. The legislation also would establish a minimum 31-day loan period, limit customers to four loans in 12 months, and prohibit loan-initiation fees.
Monday, 28 July 2008 Forty Years of Fair Housing: A Time to Celebrate? Two thousand and eight marks the 40th
Anniversary of the passage of the Fair Housing Act. This significant
legislation signed forty years ago on April
11, 1968 by President Lyndon Johnson signaled a federal commitment to ending housing
discrimination and segregation. While
fair housing legislation had been debated in Congress for a number of years, it
took the assassination of The Rev. Dr. Martin Luther King, Jr., on April 4,
1968, to spur Congress to finally pass a bill outlawing housing discrimination
based on race and a number of other grounds.
Friday, 04 April 2008 Wide Racial and Ethnic disparities Remain in Mortgage Lending
African Americans and Hispanics in Ohio were denied mortgage loans more often than whites regardless of income, and those who did receive loans were more likely to obtain loans with high interest rates, according to a new report issued by the Housing Research & Advocacy Center(the “Housing Center”) in Cleveland, Ohio.
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